The Economics of Gift Cards

Gift cards are booming in popularity. However, gift cards lack the sentimental value of a physical present and have similar properties of cash gifts, such as revealing the total amount spent. Moreover, gift cards can produce welfare losses between the giver and the recipient. This loss in the transfer from giver to recipient is estimated at 15 percent of the orginal amount spent, increasing to 20 percent when the eBay seller transaction costs are included. If the projected $80 billion is indeed spent on gift cards in 2007, then a welfare loss would be equal to $16 billion.

That is Jennifer Pate Offenberg in the Spring issue of The Journal of Economic Perspectives. Essentially, this welfare loss arises from the stigma of giving cash. I have always been fascinated with the fact that giving cash is viewed as inappropriate, yet gift cards are somehow more acceptable. The gift card, as Offenberg points out, is simply a cash gift with a restriction on where the gift can be spent.

One Response to The Economics of Gift Cards

  1. Our entire business is created on the concept of making gift cards a more personal gift. We have entire gift wrap themes to select from where a gift giver can make a gift card more personal. The option to disquise the surpise, and give a gift card wrapped in, for example a cedar bird house or a puzzling maze box encourages the gift recipient to enjoy opening the gift, they get to enjoy the gift card AND they have a keepsake gift to remember the whole experience. eXtremely Gifted is our company name. We specialize in Unique Gift Wrap for Gift Cards. http://www.extremelygifted.com

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